How much does it cost to insure a car for a 17 year old teen

Driving an uninsured car can lead to penalties and more punishment in some cases. So, it is always recommended to get insurance from a reputed company. When you are thinking to get car insurance for a 17 year old, you may wonder about the price of car insurance for 17 year old. The average cost of car insurance for 17 year old with his or her own policy is about $4650 per year or approximately $388 per month. Though if he or she is simply added to their existing family plans, luckily prices go down around $ 2000 per year or $167 per month.

Although, there many factors responsible to consider the premiums of car insurance for 17 year old drivers. These are like gender, your car type, the place where you live, your driving history, your state’s insurance requirements, and laws, how much coverage you purchase and whether you are eligible for any discount, etc. Get Quote Now.

4 ways to save money on car insurance for a 17 year old

Car insurance is always overpriced, particularly when you are 17 years old. Though, there are some tips that help you to lower your insurance costs. If you are driving a car that is second-rate to insure, but insurance is still too expensive. Then, what to do to decrease your insurance costs. Going through the below points you will find cheap car insurance for 17 year old. In this way, you can save money on auto insurance for 17 year old male or female. So, check it out.

  • - Achieve good record: A number of insurance companies provide good discounts if you are a reliable student. If you can prove that you are getting satisfactory records in high school or college, then you may get a discount of around 5% on your car insurance. However, it is not an immense discount, but something is better than nothing.
  • - Get added to your family’s policy:: This is actually working. Rather get your own insurance, you should get added to your parents’ policy. This will undoubtedly increase the premium of your parents’ policy, still, the extra cost will be less than if you get your own car insurance policy.
  • -Have a Driver Education Course: This will help you to be a better and safer driver. Hence, insurance companies can put trust and offer some discounts as well.
  • -Leave the car at home while going to school: If you are going to college and want to drive a car, still consider to leave your car at home. Sometimes, insurance companies will provide a steep discount if your college is further than one hundred miles away from home and you are no longer taking your vehicle.

So, there are many ways to save money on this car insurance. You will finally get great discounts.

Auto insurance discounts for 17 years old

Auto insurance discounts mean cut down your premium and hence lower costs. Nowadays, teenagers also get discounts for their car insurance. Of course, these discounts vary from state to state and company. So, before having anyone, you should check the quote for car insurance for 17 year old. Here, we mention some rules.


You can get a discount of up to 15% if have achieved a good reputation or “B” grade in the classroom.


You may get a 5% discount if you complete a driving education course. According to state law, taking the class also required as a step towards getting a license.


Companies may also provide up to a 5 percentage cut price to teenagers who sign a contract with their mother and father, specifying using rules, such as limiting hours on the pathway and the numbers of passengers.

How you can get car insurance for a 17 year old Easily

Different states have different rules for getting car insurance. But when it comes to 17 year old car insurance, generally you can have parents’ sign on a contract. The best way is to get them added to your policy. This is the most economical choice for insuring these drivers, however, it will probably come with an enormous hike in premiums.

After getting parents’ permission, the person should learn how to get and compare quotes while he or she is obtaining an auto insurance policy. If you want to get an affordable and right car insurance policy for 17 year old, contact us at Evios insurance.

Tips for getting best car insurance for a 17 year old

You have to consider several factors while getting car insurance for a 17 year old. Even though if you plan to add your policy with your parents’ policy, there are many other ways to get cheap car insurance for 17 year old. As there are different rates for males and females, you should ask in advance how much is car insurance for 17 year old female and how much is car insurance for 17 year old boy. For this, you should check out a car insurance quote for 17 year old. In this regard, the below points will help you.

  • Request for discounts Generally, insurance companies provide discounts for “good students”, “safe drivers” and “students away at school”. Further, students who have achieved the driver course can also get more discounts. And last, you must ask your agents about more discounts. It is up to you to discuss with them and save good money.
  • Have insurance on a second hand car The cheapest cars to get insured on at 17 are used sedans and vehicles from the top automakers. Some of the best brands and models for low premiums include Ford Taurus, Toyota Tacoma, Honda Civic, Hyundai Santa Fe, Jeep liberty and so on.
  • Check out different quotes Today, there is a lot of competition among insurance companies and hence they offer some discounts. So, before buying coverage, have online quotes from different companies. Using a lower rate quote from a competing brand can be a great negotiation technique. When finishing an insurance plan comparison, assure you to check how much coverage and what kinds of offerings you are getting for your money. Sometimes the lowest cost is not the correct value.
  • Lessen driving time Lessen driving time- Many insurance companies consider risk on the base of the number of miles driven each year. If you only drive to and from school or work, then calculate the number of miles between these locations and ask for a “low mileage” discount. This is the best way to get more discounts.
  • Keep a good driving history Keep a good driving history- Having a faultless driving history is actually the best way for young adults to get competitive rates and maintain them. Stay away from moving abuses, particularly, running tickets that will make your premium high.

So, these are the ways to get the best car insurance.

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