Handing over your car keys for the first time to your children is bound to be exciting and scary at the same time. Being a teen, their driving might invite more thrilling moves towards their independence and freedom. This will also come with a tremendous amount of responsibility. As parents, you will be coupled with anxiety over the safety and the added cost of the insurance when you need to buy car insurance for 17 year old.
As it is costlier, you cannot avoid buying car insurance. However, you can look for possible ways through which you can buy car insurance by spending less cost. Continue reading to have some ideas to reduce the cost you need to pay for availing the car insurance.
- Increasing the access: One of the best ways you can reduce the cost of car insurance is by raising your voluntary excess. This is the amount you need to pay upfront in the event of any accidents. When you are choosing higher access, the cost of the premium will become low. However, you should ensure that the excess is not too steep. Else, you might not be allowed to afford to make necessary claims.
- Do not make any modifications: You can modify your car by adding some alloy wheels, which will help you to increase the chance of being stolen. This is the sign that your car has less risk associated with it. So, the service provider will have hope that you may not need to claim and it will help in availing the cheapest car insurance for 17 year old male easliy.
- Enhance security: Another important that will help you to reduce the cost of premium would be enhancing the security for the car. You can do this by using some additional equipment like a steering wheel lock or an immobilizer. This will help in keeping in a locked garage. This will finally result in a low premium.
- Have some additional qualifications: Taking some additional motoring qualifications is one way that will help in reducing the premium cost of the young drivers. You need to check for the legibility for the discounts and look for the car insurance accordingly.
- Add another driver with your policy: Adding another experienced driver is a great way when you need to pay less for the car insurance cost for 17 year old male. However, you should also remember that it is illegal if you are falsely declaring that they are the main driver for the car. You need to speak to the service provider and get a clear idea of these and make the right steps to have the legal one.